The ultimate loan management system designed for astute lenders and instalment payments
Lending represents a profitable enterprise; however, it is accompanied by inherent complexities. Fortunately, with Exxtra’s loan management software, these challenges are effectively mitigated. Our solution enables you to seamlessly initiate, launch, and expand your lending operations across multiple channels while facilitating informed decision-making—all at a significantly reduced cost.
Core Features
Loan Origination
We've digitized the entire loan origination process. From paperless loan application channels, to algorithm-driven scoring and automatic loan disbursements and recovery. With us, manage every aspect of your lending business with a hassle-free system that ensures you're always covered.
Decision Engine
Go beyond the surface to check the worthiness of your borrowers. Our bespoke lending decision workflow rates your borrowers and eases your decision process. This is entirely customizable to your specific requirements
Disbursement & Collections
Control how your loans are disbursed. Loans can be automatically disbursed mobile wallets or bank accounts or mark as disbursed after offline payment. Exxtra supports multiple repayments options such as e-zwich card debit, mobile wallet scheduled deductions and bank account direct debit. Users can make offline payments and submit proofs for approval. To prevent defaults reminders are sent via voice or text SMS to borrowers.
Custom Fields
Collect different type of data to help you make smart decisions. Get your customers to provide many types of data you need to underwrite your loans including guarantors and collateral system
Enterprise API
Exxtra offers APIs with endpoints that enables seamless integration with your existing systems. This allows for automated processes, data exchange, and streamlined operations, ultimately enhancing your efficiency and reducing manual effort.
White Labelling
Our solution is offered by default on web platform exxtra.app, however can be fully customized to match your brand identity and seamlessly integrate into your existing ecosystem. This ensures a cohesive user experience and strengthens your brand recognition.
Advanced Permissions & Roles
With our robust permissions system, you can granularly control access to different features and data within the platform. This safeguards sensitive information and ensures compliance with regulatory requirements. Create an unlimited number of custom roles, tailored to your specific organizational structure and workflows. This ensures that each user has the appropriate level of access to perform their duties effectively
Smart financing solutions
Partner with Us for B2B BNPL Factoring Solutions
Unlock new growth opportunities by partnering with us to offer Buy Now, Pay Later (BNPL) factoring tailored for B2B transactions. As a financial institution or vendor, you can seamlessly integrate our innovative financing solution to empower your clients with flexible payment terms while ensuring you get paid upfront.
Join a network of forward-thinking partners transforming B2B commerce. Let’s collaborate to drive value, enhance cash flow, and deliver unmatched convenience to your customers. Contact us today to explore partnership opportunities!
- Boost Sales: Attract more business clients with affordable, deferred payment options.
- Minimize Risk: Receive immediate funding while we manage credit and collections.
- Scalable Growth: Leverage our robust platform to expand your reach and streamline operations
We encourage impactful lending and responsible borrowing
Partner with Us for Affordable SME Lending Solutions
Collaborate with us to empower small and medium enterprises (SMEs) through affordable, innovative, and impactful lending. We’re inviting financial institutions, government agencies, and development finance institutions to join us in delivering tailored financing that fuels SME growth and strengthens economies.
- Affordable Financing: Offer SMEs cost-effective loans to thrive and scale.
- Innovative Tools: Utilize our advanced platform for seamless, efficient lending.
- Real Impact: Drive job creation and economic resilience through targeted support.
Let’s work together to bridge the SME funding gap and unlock their potential. Contact us today to explore a partnership that delivers results for businesses and communities alike!
Why choose us
Surpassing the mere provision of top-tier services across diverse markets, we place paramount importance on delivering swift and reliable performance, uncompromising data security and integrity, cost-effective pricing paired with expert advisory, and unparalleled customer support that consistently exceeds expectations.